Published: October 28, 2026 | By Soheil Shivarani, Real Estate Broker Canada's interest rate outlook has taken an important turn. On Wednesday, October 28, 2026, the Bank of Canada announced a 0.25 percentage point increase in its benchmark interest rate, bringing it from 2.25% to 2.50%. This marks the first interest rate increase since July 2023 and raises important questions for homeowners,...
Published: October 19, 2026 | By Soheil Shivarani, Real Estate Broker – Vaughan & GTA If you've been searching for new townhomes in Vaughan or Kleinburg, an upcoming community worth keeping on your radar is Collection on 27 by UNIQ Communities. Located near the intersection of Major Mackenzie Drive and Highway 27, this development will introduce 166 contemporary townhomes to the Kleinburg...
October 19, 2026 | By Soheil Shivarani, Broker For buyers considering a home in Vaughan or Maple, the asking price is only one part of affordability. A property can become less expensive while the mortgage payment becomes more demanding. This week’s Canadian housing releases make that distinction especially relevant. Financing is influencing buying decisions CREA reported on October 16 that...
By Soheil Shivarani, Real Estate Broker | Updated September 30, 2026 Ontario’s landlord-tenant rules changed on September 21, 2026, with updates affecting rent arrears, personal-use notices and renovation-related tenant protections. These follow changes introduced on July 1 through Bill 60, the Fighting Delays, Building Faster Act, 2025, and Bill 97, the Helping Homebuyers, Protecting Tenants Act,...
Buying your first home in Toronto or the GTA can feel overwhelming. Between the down payment, closing costs, land transfer tax, mortgage qualification and monthly carrying costs, there is a lot to consider. The good news is that first-time home buyers in Ontario have access to several government programs and tax incentives that can help reduce the cost of buying a home. Some of these programs can be...
Selling a home is one of the largest financial decisions most people will ever make. Yet many homeowners unknowingly make mistakes that cost them thousands of dollars or cause unnecessary delays. As a Vaughan Realtor who works with buyers and sellers across Maple, Kleinburg, Woodbridge, Richmond Hill, and the Greater Toronto Area, I've seen these same mistakes repeated time and time again. If you're...
The Bank of Canada announced today that it is maintaining its overnight policy interest rate at 2.25%, marking another pause after previous rate cuts over the past year. While some Canadians were hoping for another reduction, today's decision reflects the Bank's cautious approach as it continues balancing inflation with economic growth. If you're thinking about buying, selling, refinancing, or...
If you’re searching for the best Realtor in Maple, Vaughan, or Woodbridge, chances are you’re not just looking for someone to unlock a door and send listings. You’re looking for a real estate professional who understands the local market, knows how to negotiate, spots red flags before they become expensive mistakes, and can guide you through one of the biggest financial decisions of your...
If you’re a first-time home buyer in the GTA, one of the biggest decisions you’ll face is this: Should you buy a condo or a freehold home? Online, the difference looks simple. Condos have maintenance fees. Freeholds don’t. Freeholds are more expensive. Condos are “easier.” But what most websites don’t explain are the real costs — the ones that don’t show up clearly on listing...
If you’re a first-time home buyer in Ontario, one of the biggest questions you’re probably asking yourself is: “How much home can I actually afford?” Not what an online calculator shows.Not the maximum a bank is willing to approve.But what truly makes sense for your life, your budget, and your long-term comfort. In this article, I’ll walk you through how affordability really works for...
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