If you’re a first-time home buyer in Ontario, one of the biggest questions you’re probably asking yourself is: “How much home can I actually afford?” Not what an online calculator shows.Not the maximum a bank is willing to approve.But what truly makes sense for your life, your budget, and your long-term comfort. In this article, I’ll walk you through how affordability really works for...
One of the most common questions I get from first-time buyers is this:Can you actually buy your first home in Ontario with just 5% down? The short answer is yes.But the real answer is a bit more nuanced. And that nuance is where most people get confused — or discouraged — too early. THE BIG MYTH A lot of people believe you need 20% down to buy a home. That’s not true. You only...
One of the biggest myths I hear all the time is: “You need a massive down payment to buy your first home.”That’s simply not true. There are several federal and provincial programs that can save first-time buyers tens of thousands of dollars — but most people don’t fully understand how they work, or whether they actually qualify. In this video, I’ll walk you through every major incentive,...
Compare listings
Compare