✅ 1. First-Time Home Buyers' Tax Credit (HBTC) Benefit: $10,000 non-refundable tax credit Tax savings: Up to $1,500 (based on 15% of $10,000) Eligibility: You (or spouse) didn’t own a home in the past 4 years ✅ 2. Home Buyers' Plan (HBP) Withdraw up to: $60,000 (NEW limit for 2024, increased from $35,000) From: Your RRSP, tax-free Repayment: Over 15 years, starting 2nd...