If you’re a first-time home buyer in Ontario, one of the biggest questions you’re probably asking yourself is: “How much home can I actually afford?” Not what an online calculator shows.Not the maximum a bank is willing to approve.But what truly makes sense for your life, your budget, and your long-term comfort. In this article, I’ll walk you through how affordability really works for...
One of the most common questions I get from first-time buyers is this:Can you actually buy your first home in Ontario with just 5% down? The short answer is yes.But the real answer is a bit more nuanced. And that nuance is where most people get confused — or discouraged — too early. THE BIG MYTH A lot of people believe you need 20% down to buy a home. That’s not true. You only...
One of the biggest myths I hear all the time is: “You need a massive down payment to buy your first home.”That’s simply not true. There are several federal and provincial programs that can save first-time buyers tens of thousands of dollars — but most people don’t fully understand how they work, or whether they actually qualify. In this video, I’ll walk you through every major incentive,...
If you’re planning to buy or sell real estate in Vaughan, you already know — the market moves fast. Whether it’s the family-friendly neighbourhoods of Maple, the luxury homes of Kleinburg, or the vibrant new condos in Vaughan Metropolitan Centre (VMC), every pocket of this city has its own rhythm. That’s why working with the right Realtor makes all the difference. Meet Soheil Shivarani – Your...
The Greater Toronto Area (GTA) real estate market is showing renewed activity as home sales climbed 8.5% in September, even while prices slightly declined. This shift is creating interesting opportunities for both buyers and sellers across Toronto, Vaughan, Richmond Hill, Markham, and Maple. As a Vaughan Realtor who actively works in these markets, I’m seeing more showings, stronger buyer interest,...
Buying your first home is an exciting milestone, but it can also feel overwhelming—especially in a competitive market like Ontario. The good news? There are several government programs and incentives designed to help first-time home buyers afford their dream home. Whether you're looking in Vaughan, Maple, Richmond Hill, Markham, or Toronto, here’s a breakdown of the key benefits available to...
As a top Realtor in Vaughan, I am always looking for opportunities to help investors, developers, and buyers make the most of their real estate ventures. One program that has been gaining significant traction is the CMHC MLI Select Program, designed to provide favorable financing solutions for rental housing projects. Whether you are a seasoned investor or a first-time multifamily developer, understanding...
The Vaughan real estate market continues to be one of the best places to buy a home or invest in 2025. With ongoing developments, strong market demand, and increasing property values, Vaughan remains a top choice for buyers, investors, and sellers looking for high returns and long-term growth. Why is Vaughan’s Real Estate Market Booming? 1. Strong Market Performance & Property Value...
On January 29, 2025, the Bank of Canada reduced its key interest rate by 25 basis points, bringing it down to 3%. This marks the sixth consecutive rate cut since June 2024, reflecting the central bank's ongoing efforts to stimulate economic activity amid external challenges. scotiabank.com Implications for the Real Estate Market For Homebuyers The reduction in the policy rate often leads to...
The New Year is here, and with it comes exciting opportunities in the real estate market. Whether you are looking to buy your dream home, sell your property, or invest in Vaughan, Maple, Richmond Hill, or the Greater Toronto Area, staying informed about current trends is the first step toward success. What Does the 2025 Real Estate Market Look Like? The real estate market in Ontario is poised for...
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