One of the most common questions I get from first-time buyers is this:Can you actually buy your first home in Ontario with just 5% down? The short answer is yes.But the real answer is a bit more nuanced. And that nuance is where most people get confused — or discouraged — too early. THE BIG MYTH A lot of people believe you need 20% down to buy a home. That’s not true. You only...

One of the biggest myths I hear all the time is: “You need a massive down payment to buy your first home.”That’s simply not true. There are several federal and provincial programs that can save first-time buyers tens of thousands of dollars — but most people don’t fully understand how they work, or whether they actually qualify. In this video, I’ll walk you through every major incentive,...

Renewed Confidence Could Shape 2026 The November 2025 TRREB Market Watch paints a clear picture: buyers are still cautious, but the fundamentals are quietly shifting in the right direction. Home sales across the GTA came in at 5,010 transactions, down 15.8% from last year. New listings also slipped by 4%, landing at 11,134. The spread between sales and listings means we’re still firmly in a...

If you’ve been waiting for the right time to make a move — this might just be it. According to the Toronto Regional Real Estate Board (TRREB), October brought more listings, fewer sales, and softer prices, tilting the balance clearly in favour of buyers across the GTA. 📉 Sales Down, Selection Up GTA REALTORS® reported 6,138 home sales in October — a 9.5% drop compared to the same month...

If you’re planning to buy or sell real estate in Vaughan, you already know — the market moves fast. Whether it’s the family-friendly neighbourhoods of Maple, the luxury homes of Kleinburg, or the vibrant new condos in Vaughan Metropolitan Centre (VMC), every pocket of this city has its own rhythm. That’s why working with the right Realtor makes all the difference. Meet Soheil Shivarani – Your...

The Greater Toronto Area (GTA) real estate market is showing renewed activity as home sales climbed 8.5% in September, even while prices slightly declined. This shift is creating interesting opportunities for both buyers and sellers across Toronto, Vaughan, Richmond Hill, Markham, and Maple. As a Vaughan Realtor who actively works in these markets, I’m seeing more showings, stronger buyer interest,...

✅ 1. First-Time Home Buyers' Tax Credit (HBTC) Benefit: $10,000 non-refundable tax credit Tax savings: Up to $1,500 (based on 15% of $10,000) Eligibility: You (or spouse) didn’t own a home in the past 4 years ✅ 2. Home Buyers' Plan (HBP) Withdraw up to: $60,000 (NEW limit for 2024, increased from $35,000) From: Your RRSP, tax-free Repayment: Over 15 years, starting 2nd...

Let’s not sugarcoat it—March was a mess. It’s like the real estate market threw a party, sent out 17,263 invites (a 28.6% jump in listings), and only 5,011 people showed up. That’s a 23.1% drop in sales from last year. Not exactly RSVP goals. The average selling price across the GTA? $1,093,254, down 2.5% from last March. It’s basically a buyers’ market, but most of them seem to be...

Buying your first home is an exciting milestone, but it can also feel overwhelming—especially in a competitive market like Ontario. The good news? There are several government programs and incentives designed to help first-time home buyers afford their dream home. Whether you're looking in Vaughan, Maple, Richmond Hill, Markham, or Toronto, here’s a breakdown of the key benefits available to...

As a top Realtor in Vaughan, I am always looking for opportunities to help investors, developers, and buyers make the most of their real estate ventures. One program that has been gaining significant traction is the CMHC MLI Select Program, designed to provide favorable financing solutions for rental housing projects. Whether you are a seasoned investor or a first-time multifamily developer, understanding...