If you’re a first-time home buyer in Ontario, one of the biggest questions you’re probably asking yourself is: “How much home can I actually afford?” Not what an online calculator shows.Not the maximum a bank is willing to approve.But what truly makes sense for your life, your budget, and your long-term comfort. In this article, I’ll walk you through how affordability really works for...
Buying your first home is an exciting milestone, but it can also feel overwhelming—especially in a competitive market like Ontario. The good news? There are several government programs and incentives designed to help first-time home buyers afford their dream home. Whether you're looking in Vaughan, Maple, Richmond Hill, Markham, or Toronto, here’s a breakdown of the key benefits available to...
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